There is a price tag on everything, whether that be a mortgage, a vehicle, time spent with loved ones, or travel. Each lifestyle comes with consequences. Whatever we choose to value and prioritize, there’s a sacrifice being made elsewhere to support that priority.
If I may remind you that life happens quickly, and so it’s worth taking time–and critical, even–to pause before you’re near the end (the date of which you don't know) to evaluate what choices you’re making and what price you’re paying for them.
There are never any right or wrong answers, only awareness of ourselves, and awareness paves the way toward an empowered life.