The holidays are in full swing and that means one thing: shopping and looking for deals. There's nothing wrong with finding the best bargains on your gifts, but sometimes we forget to take care of ourselves. As most health funds follow a January-December calendar,
any unclaimed benefits will stop on December 31 of the current year and not be carried over to January 1 of the next year, 2023.
It's critical to find out whether your benefits are based on a fiscal year or a calendar year that goes from January to December from your health fund if you want to be sure you take full advantage of your coverage.
If you have recommended treatments that you have not yet finished or have been considering preventative procedures,
now is a great time to use any unused benefits before they expire.