Mortgage rates are inching down

 

Mortgage rates fell to their lowest in months amid indications that borrowing costs might come down later in the year, a development that could help with affordability for prospective homebuyers at a time when supply of properties in the market was showing signs of improvement. 

 

Inflation fell in June, closer to the Fed's target of 2 percent, and inventory of homes for sale has grown, which has helped to bring down prices. On Wednesday, the U.S. Census Bureau revealed that newly completed homes rose last month by 10 percent & was up 15.5 percent from a year ago to 1.7 million. Analysts suggest that the development will help in the supply crunch of homes, which could mitigate against high prices.

 

With falling interest rates, we have also seen an increase in refinances as consumers try to get relief from credit card and personal debt. If you are looking to consolidate some debt, please reach out to us to see if a refinance or a Home Equity loan makes sense.

keep reading

French Inspired Bungalow

 

Want to find a slice of the French countryside right here in Reno? Then checkout this beautifully renovated 1930s brick charmer in the old Southwest, that blends vintage elegance with modern upgrades. Enter to find a light-filled living room with a custom gas-log fireplace, coved ceilings, and hardwood floors. The open floorplan flows to a period dining room and a bright kitchen featuring custom white cabinets, marble countertops, and a distinctive Le Cornue range/oven imported from France. Enjoy the large farmhouse sink and garden window overlooking a lush patio.

 

Both bathrooms boast period-style fixtures and custom tile. The primary bath includes a clawfoot tub, separate shower, and antique vanity. Beadboard wainscot and shiplap ceilings add extra character, while French doors open to a beautiful garden with decks, seating areas, and a shaded patio. The finished basement offers a custom laundry area and additional office space.

Don't miss this chance to own a piece of history with French charm in a desirable neighborhood.

View Listing

 

If you can't be at the Marseille Marina on the Mediterranean watching the Olympic boat races, then check out the next best thing! The Lake Tahoe Concours d'Elegance celebrates its 50th anniversary August 9-10 on Lake Tahoe's scenic West Shore with a must-see Marque Class of 50 Years of Past Overall Best in Show Winners! Concours is renowned as a showcase of some of the most well-preserved and restored wooden boats in the world and is unrivaled in its exhibition and preservation of maritime tradition. Presented by the Tahoe Yacht Club Foundation and its perpetual partner, Tahoe Luxury Properties, the Concours experience features luxury shopping, live jazz music, cuisine prepared by local chefs, the fully stocked Watering Hole bar, and famed Silent Auction. A portion of the proceeds from your ticket goes directly to the Lake Tahoe Community. This isn't just a show. It's a lifestyle.

More info

French Inspired ratatouille

 

With the Olympics hosted in Paris this summer, I have been inspired by French cuisine. As a professionally trained chef who attended a Le Cordon Bleu school, I specialize in French techniques. However, my cooking style is lighter and less fussy. Ratatouille perfectly fits this bill, being full of flavor and pairing well with almost any meat. In fact, my husband and I had Ratatouille as a side dish at our wedding!

 

This classic French dish beautifully showcases the bounty of summer vegetables, combining eggplant, zucchini, bell peppers, and tomatoes into a delicious, colorful medley. Roasted eggplant is one of my favorite vegetables, and I make sure to grow it in my garden every year. It's a wonderful way to enjoy the flavors of the season and bring a touch of Paris to your table.

 

🖤🖤 Ginger 🖤🖤

recipe here

15 simple ways to add french style to your home

 

The French are known for a few things: buttery croissants, the Eiffel Tower, and their impeccable taste. In homes, French style embodies a casual elegance that feels at once effortless and carefully curated, reserved yet deeply personal. Often filled with a high-low mix of styles and eras, French-style interiors might seem impossibly chic, but the look isn't impossible to emulate. You don't have to live in a historic Parisian apartment or an 18th-century farmhouse in the Provençal countryside to appreciate the simple charms of French interior design. Follow these design rules to master the art of French style in your own home.

Read More

Ginger & Vikki