Hannah Powell | District Roots 
December 2025 Newsletter
 
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Hi First name / friend and Happy Holidays! 
 
I can’t believe December is already here! I just got back from a trip down to Florida for Thanksgiving. It was a wonderful time of food, family, and a taste of good weather. On top of all of that, I’m also excited to share exciting news: 
 
I’m moving to Compass Real Estate! 
 
I can’t believe that December is already here! I enjoyed a trip down to Florida for Thanksgiving. It was a wonderful time of food, family, and a taste of good weather. On top of all of that, I’m also excited to share exciting news: I’m moving to Compass Real Estate!
 
In the upcoming weeks and months, I will be sharing some highlights of some new tools, deeper market insights, and a stronger agent network I will be able to offer my clients through Compass! 
 
In the meantime, this December newsletter is packed with helpful updates, including:
  • Real Estate News: A Year in Review
  • Homeownership Tips: Warm and Welcoming Winter Spaces
  • What I'm Reading This Month
  • DC Area Real Estate Data (With a New Look!)
  • Neighborhood Spotlight: Cleveland Park
As we wrap up the year, I hope you have a wonderful Christmas and holiday season! Wherever you are and whatever you are doing, I’m truly grateful for each of you. I love having the chance to work together, and for the friendships built along the way. Thank you for reading and supporting my business!
 
As always, if you’re thinking about buying, selling, or just want real estate advice, I’m here and happy to chat.

Warmly,
 
 Hannah
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REAL ESTATE NEWS
 
A Year-in-Review
As we head into December, I wanted to take a moment to look back at the real estate news articles I wrote from the past year and highlight a few things that have changed since they were first published! I hope that you have enjoyed these longer form real estate news articles, and I would love to hear any thoughts you have or other topics you are interested in for the new year! 
 
January: The Return of RFK Stadium
January’s article covered DC’s long-awaited takeover of the 177-acre RFK Stadium site and how the land transfer opened the door to major redevelopment, including a potential Commanders stadium and large mixed-use district.
 
Update: The RFK plan has advanced quickly: DC and the Commanders formalized their deal, with stadium construction targeted for 2026–2030. The Council approved the redevelopment in August and September, and phased mixed-use construction is planned through the 2030s—though the “Plaza District” has already been delayed due to zoning hurdles. Infrastructure and utility work are now underway to prep the site. 
 
February: Home Insurance Prices on the Rise
In February, we looked at how climate-driven disasters are raising insurance premiums nationwide, with some insurers pulling out of high-risk states—while the Mid-Atlantic remains comparatively stable.
 
Update: Insurance volatility continued to widen throughout 2025: State Farm, Allstate, and Farmers expanded non-renewals in CA, FL, LA, and TX, and premiums in parts of the Southeast now exceed $5,000/year. Treasury and HUD launched joint hearings this fall on whether a federal catastrophe-insurance backstop is needed. In the DC region, premiums continue to rise modestly but remain far below national hotspots, and carriers have not signaled withdrawal from the Mid-Atlantic.
 
March: The New Administration’s Impact on the DC Housing Market
March’s article addressed speculation that federal return-to-office rules and staff cuts could shake the DC housing market, noting that early data was too volatile to draw conclusions.
 
Update: By late 2025, federal workforce reductions have slowed, and OMB began drafting softer telework guidance expected to take effect in early 2026. Core DC rental demand strengthened, while suburban markets with high telework populations saw a rise in listings. Still, no major downturn emerged—home prices continue a modest year-over-year rise over the year, and economists expect any workforce impacts to remain localized.
 
April: A (Somewhat Clearer) View of the DC Housing Market
April showed mixed signals: listings up, price adjustments rising, showings slowing—but overall inventory remained low, keeping DC a seller’s market with rising median prices.

Update: Heading into winter, inventory continued to climb and price growth flattened in several neighborhoods. Days-on-market crept up again in Q4, but the DC metro area remains one of the more resilient metro areas nationally, especially in walkable, transit-served communities where demand remains steady.
 
May: Huge Battle Brewing Among Real Estate Brokerages
In May, we broke down the escalating fight between Compass and Zillow over off-MLS “exclusive” listings and who controls listing exposure.
 
Update: The conflict escalated this fall: NAR adopted new “Multiple Listing Options” rules allowing delayed public marketing of new listings, but Compass continued calls to do away with delayed marketing restrictions altogether. Zillow and Redfin started blocking any listing first marketed off-MLS, and regulators and industry groups are increasingly questioning the current industry rules. Compass has now filed legal action against Zillow alleging illegal boycotting of its listings, and DOJ officials have stated publicly that they are “monitoring” the exclusive listings trend for antitrust implications. Several MLSs nationwide have begun piloting new disclosure policies in response. It’s all a big mess that the courts are going to have to sort out!
 
June: Real Estate Commissions After the “Big” Lawsuit
June’s article examined how the National Association of Realtors 2024 settlement changed agent commission rules and whether fees would actually fall.
 
Update: So far, commission rates have not declined: combined buying and selling commissions averaged 5.44% in 2025, slightly higher than last year, and buyer-agent fees rose to ~2.43%. Large brokerages are beginning to pilot standardized service-and-fee menus for greater transparency, while a DOJ appeal related to earlier NAR antitrust rulings is now scheduled for early 2026. For DC buyers and sellers, negotiation strategy—not regulation—is still the biggest driver of fees.
 
July: Skyrocketing Costs of Affordable Housing Construction
In July, we spotlighted DC’s soaring affordable-housing construction costs—over $1M per unit in some projects—and the structural factors driving these unsustainable numbers.
 
Update: Following the summer’s scrutiny over DC’s unusually high affordable-housing construction costs, the issue gained even more traction in the fall. In November, the DC Council’s Housing Committee introduced a formal per-unit cost-cap proposal, aiming to limit public subsidies for projects with extremely high construction costs. The Chief Financial Officer also released a late-2025 memo confirming that per-unit costs remain elevated across the pipeline. While no cap has passed into law yet, the proposal has sparked renewed debate between developers, housing advocates, and city officials about how to rein in costs while still meeting production goals. Affordable-housing starts remain below target as policymakers weigh oversight reforms.
 
August: DC’s Changing Housing and Tenant Laws
August covered the RENTAL Act, DC’s major proposal to modernize eviction timelines, adjust Tenant Opportunity to Purchase Act rules, and streamline affordable-housing production.

Update: The Council passed the RENTAL Act on September 17, 2025, with a 10-3 vote, officially advancing major changes including a 15-year exemption for new multifamily buildings from TOPA and shorter eviction timelines. While the final language of the bill is still being consolidated and the Mayor has yet to sign it into law, the legislation is now firmly in motion. Landlords, developers and tenant groups are all actively preparing for the new rules to take effect—making the Act one of the most consequential housing policy changes in the District this year.
 
September: Loving DC Through Uncertain Times
In September, we reflected on the emotional and civic impact of heightened federal law-enforcement and National Guard presence in DC, and the importance of community connection during uncertain times.

Update: The National Guard remains deployed in DC, with orders extending at least through February 2026 and filings suggesting a possible extension into summer. While the National Guard focuses primarily on federal-property support and beautification—not frontline policing—the prolonged presence continues to draw scrutiny. In November 2025 a federal judge, Jia M. Cobb, ruled that the Guard deployment in Washington, D.C., was “unlawful” and exceeded the President’s authority, siding with the Office of the Attorney General of the District of Columbia’s work to protect the District’s self-governance. The National Guard remains deployed while the case continues to work through the courts. Tragically, on November 26, a Guard member was killed and another seriously wounded in a targeted attack near the White House.
 
October: How to Get Involved in DC’s Planning Process
October’s article explained why local planning matters—and how zoning fights, redevelopment decisions, and community input shape DC’s future neighborhoods.

Update: Several major projects continued to move forward this fall: Takoma Metro received final approvals, McMillan’s Reservoir District advanced work, and RFK’s Plaza District entered early zoning review. DC has expanded digital tools, including broader use of PublicInput and new OP/ZO interactive maps that allow residents to track cases, map comments, and submit testimony more easily than ever.
 
November: How the Federal Shutdown Is Impacting the DC Housing Market
In November, we outlined how the October 2025 shutdown slowed buyer activity, increased inventory, delayed federal loan processing, and cooled consumer confidence across the region.
 
Update: The government shutdown officially ended on November 12, 2025. The market is softer, but potentially poised for a rebound now that federal operations have somewhat stabilized. A full recovery may lag as the backlog in loan processing and contractor hiring normalizes. Sellers should still anticipate a softer negotiation environment than earlier in the year, and buyers may gain some modest leverage for now.
 
That’s the wrap-up – thanks for reading all my nerdy takes this year!
 
 
HOMEOWNERSHIP TIPS
 
Warm and Welcoming Winter Spaces
As we move into the winter season, our homes become the setting for more of our daily routines. Shorter daylight hours and cooler temperatures encourage us to spend more time indoors. This makes winter a good time to look at how your home feels and functions. A few thoughtful adjustments can help your space feel more comfortable, whether you are preparing to sell or simply enjoying the season.

Focus on Lighting
Winter brings less natural sunlight, which makes indoor lighting especially important. Layered lighting, such as using table lamps, floor lamps, and soft accent lights, creates a warm and welcoming atmosphere. Warm light bulbs tend to feel more inviting than cool, bright ones.

Bring in Texture and Comfort
Simple additions can help any home feel cozier during winter. Soft throw blankets, textured area rugs, and comfortable pillows add visual and physical warmth. Neutral color palettes work well because they create a sense of calm without overwhelming a room.

Pay Attention to the Exterior
First impressions still matter, even in winter. Clear walkways and a tidy entrance help a home look well-maintained and welcoming. A clean exterior also sets a positive tone before anyone steps inside.

Winter has a way of drawing us inward. I hope your home feels like a place where you can rest, reconnect, and enjoy the season in your own way.
Source: Realty Times
 
READING
 
What I've been reading
 
NEW LOOK! DC Area Housing Market Update
 
Washington, DC metro area housing market data
With my transition to Compass, we now have access to some truly exceptional market tools! This month, I’m excited to introduce one of my favorites: Compass Monthly Market Data. Compass provides robust, real-time housing data for the entire Washington Metro area, giving you a much deeper look at what’s happening across our local markets. Just like the old market updates, this new resource highlights key shifts and trends, but with far more detail—especially helpful if you’re considering buying or selling in the coming months.
 
Washington DC Metro Area Housing Data
 
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Data Provided by Compass, as of December 2, 2025
If you click through the link in this section, you’ll also find a full flipbook I created with comprehensive data for the Washington, DC market. It breaks down pricing, inventory, days on market, and neighborhood-level trends so you can get a clear sense of where things are headed.

In addition to DC, you can explore detailed data for these surrounding counties as well:
Based on the latest data from October 2025 sales, here are a few key trends we're seeing in the greater DC area market compared to 2024:
  • Against a background of economic uncertainty, prospective buyers and sellers in some markets in the D.C. region are moving cautiously. Regionwide, the number of closed sales in October was down 0.1% compared to a year ago. New pending sales were up by just 0.7% year-over-year, despite mortgage rates at a 13-month low.
  • The regional numbers are primarily being driven by the District of Columbia, where the market has chilled considerably since August. Closed sales were down by 9.3% year-over-year in October in the District and new pending contracts were 15.6% lower than last year.
  • Inventory is increasing faster in the Washington, DC region than in other parts of the Mid-Atlantic. At the end of October, there were 10,661 homes available for sale across the metro area, a 34.1% increase from a year ago.
  • The median sold price in October was $630,000, which reflects a 5.0% year-over-year gain. Relatively more higher end buyers are driving this increase in the median price.
Overall, with the federal government shutdown and the prospects of more layoffs in the region, the overall Washington, DC metro area housing market will likely be weaker than most other Mid-Atlantic housing markets. 
 
Remember: these trends are averaged for the DC metro region, so what is happening on your street may be different. If you are interested in seeing the latest data for a specific neighborhood or zip code, don't hesitate to reach out! I'm happy to have a conversation about what these market trends mean for your current home's value or your future home search. Send me an email if you'd like to schedule a time to chat or want to be sent more information about what's going on in your neighborhood.
Data Source: Bright MLS
 
NEIGHBORHOOD SPOTLIGHT
 
Cleveland Park, Washington, DC
If you’re looking for a DC neighborhood that feels friendly, walkable, and full of character, Cleveland Park is one to put on your radar. Located along Connecticut Avenue in Northwest DC, this neighborhood blends historic charm with a true “village” feel, the kind of place where you’ll quickly get to know your barista, your neighbor walking their dog, and the person behind you at the farmers market.
 
The heart of the neighborhood sits around the Cleveland Park Metro on the Red Line, where you’ll find an inviting stretch of local restaurants, coffee shops, and small businesses. Favorites include Vace for take-home Italian (their fresh pasta and pizza dough are a must!) and Medium Rare for an easy date night that never disappoints. The neighborhood also enjoys close proximity to the Smithsonian’s National Zoo, adding a fun, family-friendly perk just down the road.
 
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Cleveland Park along Connecticut Avenue
Cleveland Park’s real estate market offers a wide range of options for different lifestyles and budgets. You’ll find well-maintained condominiums starting in the mid-$300,000s for smaller one-bedroom units, with larger or renovated condos often reaching the high $600s and beyond. Single-family homes in the neighborhood typically begin around $1.4M–$1.6M, with larger historic properties,especially those on deeper lots or architecturally significant streets, reaching $2M–$3M+, depending on size, updates, and location. Inventory moves steadily, and well-priced homes in walkable pockets are always in demand.
 
If you’re dreaming of a neighborhood that offers both convenience and community, Cleveland Park might be the perfect match. Let me know if you're considering a move to Cleveland Park, Washington, DC, or anywhere in the region, I would love to talk more!
 
 
WHY I WORK BY REFERRAL
Relationships are more important than transactions, so thank you for trusting me with your real estate needs. I would be honored to extend the same dedicated service I provide to my clients to your friends, neighbors, and colleagues. Thanks for connecting us via email or by sharing my website.
 
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Hannah Powell | District Roots | Compass Realty
660 Pennsylvania Ave
Washington, DC 20003, USA
Cell: 202.780.5956
Office: 631.725.2626