A few days ago, after a disappointing email and a very ill-advised lunch involving leftover Chinese food, I decided to go for a run.

Tuesday Triage
December 23, 2025

 
Image item
 

 
Hi there,
 
A few days ago, after a disappointing email and a very ill-advised lunch involving leftover Chinese food, I decided to go for a run.
 
I bundled up our smallest dog in his red winter coat and assumed that movement would solve everything, including his hatred of the cold. It did not. He hates walking in the cold and, it turns out, he hates running in the cold, too. So there I was, jogging backwards, very slowly, while gently encouraging what looked like a miniature dog Santa to run towards me, discovering once again that good intentions don’t guarantee good results.
 
Good intentions and desired outcomes don’t always line up when it comes to holiday gifts either.
 
A lot of people like to give money—sometimes to family, sometimes to employees. And many people assume those gifts aren’t taxable to the person receiving them.
 
If you’ve been listening for a while, this might sound familiar. You may remember Episode 46, How to Give Money Without Triggering Gift Tax. That episode was about gifts to family members.
 
Image item
 
 
Today’s episode is different.
 
Today, I’m talking about what happens when cash gifts are given in the context of work, and why the tax rules are very different. We’re not talking about gift tax here. We’re talking about income tax. And that distinction matters.
 
I walk through:
  • why holiday cash gifts to employees and independent contractors are taxable
  • why gift cards don’t get the special treatment people expect
  • what “employee achievement awards” can (and can’t) do
  • how family relationships complicate things when someone is both a relative and an employee
  • and how all of this plays out in estate planning and Wills
 
Image item
 
 

 
And one more thing, especially as we head into the holidays.
 
The Death Readiness Playbook connects the everyday details of your life with legal insight and the personal choices that matter most. It’s designed so that if something unexpected happens, your people aren’t left guessing—they have answers.
 
The digital version is just $27.
 
Image item
 
 

 
Because clarity is a gift the IRS doesn’t tax.
Thanks for being here.
Jill
 

 
Visit our Facebook
Visit our Instagram
Visit our LinkedIn
Visit our Podcast
Visit our Youtube
1938 Burdette Street #3029
Ferndale, MI 48220, United States