Your Final Prep List for Tomorrow's Winter Storm

With a major winter storm forecasted to arrive tomorrow, we want to ensure you and your property are ready for whatever the weather throws our way. While you likely already have the flashlights and blankets ready, winters in the Carolinas require a few extra layers of preparation to prevent costly insurance claims and keep you safe.

 

1. The "Wedge" Check: Clear Your Gutters Today 
In our region, snow often melts and refreezes, creating "ice dams" that force water under your shingles. If you can safely do so, ensure your gutters are clear of fall leaves today. This allows meltwater to flow freely instead of backing up into your attic.

2. Protect the Well & Pipes 
If you are on a well, remember that no power means no water.

The Trick: Fill your bathtubs today for "flushing water."

The Drip: If your pipes run through uninsulated crawlspaces (common in older WNC homes), leave a very thin trickle of water running tonight. Moving water is much harder to freeze.

3. Sump Pump Stress Test 
Heavy snow followed by a quick thaw can overwhelm mountain basements. Check your sump pump now. If you have a battery backup, ensure it’s charged. If you don't, consider moving valuables off the basement floor just in case.

4. The "Penny" Tire Test 
Mountain roads become treacherous instantly. Check your tires: Insert a penny into the tread with Lincoln's head upside down. If you can see all of his head, your traction is insufficient for mountain ice. If you don't have to be out, stay off the roads to allow DOT to work.

 

Document Your Home 
Take a quick video on your phone walking through each room. If the weight of snow or a fallen limb causes damage, having "before" footage from 24 hours prior is a massive help for claims.

 

Our team at Penny Insurance is here to support you. Once the storm passes, if you notice any damage to your property or vehicle, reach out to us immediately so we can help you get back on solid ground. 
 

The best time to plan for the worst time is right now. Reach out to schedule a free consult or policy review with one of our experienced team members.