The Bukowski Banter - March 2026 
Each month, we will fill you in on the latest action with our team, the real estate/mortgage market, a whiskey review and giveaway, and local events. 

Spring Showers Bring Higher Mortgage Rates
 
Mortgage rates hit 3-year lows to end February and currently sit at a 7-month high.  What gives?
 
Here's what happened the last 3+ weeks in plain English:
 
The war in Iran prompted a global repositioning on the reigning in of inflation.  Rising oil and gas prices leads to higher energy costs.  Higher energy costs lead to higher cost of transportation, manufacturing and household energy costs.  
 
Higher costs leave worldwide central banks questioning further interest rate cuts in 2026.  Higher rates for longer is being repriced into today's markets.
 
What's next?  Stay tuned.
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What's new with the buki's
Phil & Rose got dressed up for a snazzy night on the town.
 
Meanwhile, Levi is celebrating the start of spring with a Happy Meal.  Buh da buh buh bahhhh!
 
Finally, we were lucky enough to participate in an Easter egg hunt at church!  Lettuce pray.  A joke here?  Whose hare-brained idea was this?!

WHISKEY OF THE MONTH
BOOKERS THE RESERVES
Nose: Cinnamon roasted peanuts and cornmeal
 
Palate: Baking spice, honey and cherry
 
Finish: Chewy, sweet peanut butter
 
Rating: 

free whiskey raffle
Giveaway Time!
Congrats to last month's winner of the Pinhook 9 Year Vertical Rye, Krista W.
 
This month, we are offering a free raffle for a bottle of Barrell Seagrass Rye.  Seagrass is rye whiskey finished in Martinique rum and apricot brandy casks.  Yum!

LOCAL EVENTS
 
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“Bad” Dad Joke of the Month
Did you hear about the most beautifully decorated eggs?
 
They were to dye for!

 
Brought to You by Your Friends:
 
The Bukowski Team
Philip Bukowski | Branch Sales Manager @ The Money Store | NMLS ID# 1403277 | Co. NMLS ID # 1019
405 Illinois Ave | Suite #2C | St. Charles, IL 60174 
M: 630-254-3752 | E: phil@themoneystore.com
 
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Any statements or opinions presented here are those of the author and do not necessarily reflect those of MLD Mortgage, Inc. dba The Money Store. Any predictions or forecasts presented here are not guaranteed outcomes and should not be relied on as such. Any mortgage programs, interest rates, payments, or mortgage scenarios presented here are provided for informational purposes only and are not quotes, offers of financing, or commitments to lend.
 
MLD Mortgage, Inc. dba The Money Store, NMLS ID # 1019 (www.nmlsconsumeraccess.org). Located at: 30B Vreeland Rd, Ste 200, Florham Park, NJ 07932. Phone: 973-805-2000. Licensed by the New Jersey Department of Banking and Insurance, license # 99117842. View our licensing at: www.themoneystore.com/state-licensing. View our privacy policy at: www.themoneystore.com/privacy. © 2025 MLD Mortgage, Inc. dba The Money Store. All Rights Reserved.
 
405 Illinois Ave, Suite 2C
St. Charles, IL 60174, United States

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